In May 2011, the court ruled in favor of the bank, claiming that the bank followed Federal Financial Institutions Examination Council guidelines set in 2005 for multi-factor authentication for online banking, leaving PATCO unable to recover the hundreds of thousands of dollars lost.

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The new guidelines set down how doctors should seek permission for a post-mortem examination and consent for organs and tissue to be retained for teaching and research.

BBC: BMA issues organ guidance