For those who are not familiar with it -- and I want to make sure that I explain this as clearly as possible -- Medicare provides a guaranteed benefit.
WHITEHOUSE: Tele-Town Hall: The Affordable Care Act & Seniors
"There's a lot we can do to improve Americans' retirement security, but it's wrong to replace the guaranteed benefit that Americans have earned with a guaranteed benefit cut of up to 40 percent, " he said.
These variable annuities include a guaranteed death benefit that pays on the death of the insured.
While there's always the temptation to collect Social Security simply because it's there now, compare that guaranteed increased benefit to any investment available in the markets today.
Responding to that, Scudder in October rolled out a guaranteed retirement benefit program underwritten by Manulife Financial 's (nyse: MFC - news - people ) Manufacturers Life Insurance.
When viewed this way, our current 401(k) structure is only guaranteed to benefit the 401(k) plan providers charging both employers and employees various fees related to benefit and money management costs.
The Chilean personal account system that has been so successful for 30 years now includes a government guaranteed minimum benefit for the personal accounts that is roughly equal as a percent of income to the average benefit under the U.S. Social Security system.
Many insurance companies offer variable and equity-indexed annuities with an income rider that provides a guaranteed lifetime income withdrawal benefit and the opportunity to grow your remaining principal within the annuity.
For farmers, the main benefit of being certified is a guaranteed minimum price for their beans.
Despite the fact that this drug could potentially be a blockbuster given its profile and the large number of patients it could benefit, its success was not guaranteed.
Activists investors like Loeb are still criticized in the U.S. A few weeks ago, for example, Loeb was knocked for allegedly supporting an effort to deny teachers and other public-sector workers guaranteed benefits while raising money from such defined benefit plans for his hedge funds.
This would reassure investors that waiting for the market to reach a "bottom" will not be of much benefit, because the home values of these modified mortgages will be guaranteed at the price level when modified.
应用推荐