The modern life insurance industry, in its competition with Wall Street, seems to have lost its focus, doing a good job of convincing the public that you can protect your net worth and grow it at the same time by buying their expensive financially engineered insurance products.
Increasing CO2 levels will be a net benefit because cultivated plants grow better and are more resistant to drought at higher CO2 levels, and because warming and other supposedly harmful effects of CO2 have been greatly exaggerated.