Replacing the familiar iChat, Messages is an instant-messaging program with group-chat capability and a dash of text messaging mixed in.

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And the environmental group WWF said ministers had "decided on a legally neutral text with few binding timelines and concrete measures".

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Think of text messaging, but with the additional dimension of talking to a group of people, a community or even everyone in the organization.

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It also noted that while interest rates on cards have fallen since about 1990, in recent years major lenders' disclosures about the costs associated with their cards often "buried important information in text, failed to group and label related material, and used small typefaces"--thus vexing, often bewildering, consumers.

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It's certainly true that postcards retain that personal touch missing from many blogs and group emails, which can sometimes feel like an exercise in self-indulgence with their reams of text and scores of pictures detailing the minutiae of Jeff's diving holiday in Ecuador.

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