Usually, however, group schemes involve only workers in the same company, or a few companies clubbing together.
But, while group schemes spread costs, they do not remove them altogether.
Europe and the world should seek "to disrupt the group's financing schemes and operational networks in order to prevent future attacks", he added.
Second, new products can be innovated, such as providing long-term financing to cooperatives, addressing working capital needs, and developing on-lending schemes to finance group members.
They may well be social insurance schemes, but to see this group as monolithically dependent is wrong headed, misguided, and ultimately self-destructive for Governor Romney.
Regional Autonomy Watch, a pro-business lobbying group, tracks the many new money-making schemes cooked up by local governments.
Other Wallenberg-controlled companies with option schemes in the works include Electrolux, SKF Group and Stora.
Mr. Allman finds another group of culprits in the Florida real-estate buccaneers whose schemes are ultimately responsible for the Florida most Americans are familiar with today.
The regulator will demand that Sea Containers bolster the two pension schemes of its British subsidiary, which provides operating services for the group.
The organisation, set up by the G7 group of major industrialised nations, said seven countries had made substantial progress in countering money-laundering schemes - among them Israel and the Bahamas.
"But we have seen a much more positive start to the new year with an easing in lending and schemes like the government's NewBuy enabling people to get a 95% mortgage, " the group said.
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