An identity fraud ring is a group of people actively collaborating to commit identity fraud.

FORBES: Over 10,000 Identity Fraud Rings Exist in U.S.

"His initial idea (was) to get a group of people together who would not commit until late in the cycle, to make sure if somebody new got into the race that was exciting and we thought was the ideal person, we would have a group ready to go, " Wynn said.

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Then the cycling lobby - usually a split and disconnected group - managed to get all the candidates to commit to improvements to cycling safety.

BBC: How London bloggers changed cycling

According to official court transcripts, a former investment analyst at NIR Group testified on Wednesday that he conspired with Ribotsky to commit securities fraud between 2007 and 2008.

FORBES: Convicted Analyst Points Finger At NIR Group founder Ribotsky

Second, when your member of Congress comes to your community association, church or business group looking for an endorsement, ask him or her to commit on the spot to ask for no earmarks as a condition for your support.

CNN: Commentary: Why we secretly love earmarks

They would indignantly reject the idea that a member of a given racial group is under suspicion because 10 percent of those with his skin color commit crimes.

FORBES: With Gun Control, Cost Benefit Analysis Is Amoral