HSBC's conservative approach to investment banking has stood it in good stead when the financial world has gone to pot, but when times were good, it was an embarrassment.

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Gone are the aspirations to turn the ICA into a multi-cultural melting pot of ideas, which is down with the kids and up with the latest beats from the street.

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The foray earned New Zealand their first pot at goal and Carter made no mistake to open the scoring with 13 minutes gone.

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