Like I said, I understand the fans' frustration and everyone is concerned about the fact we are going through a tough period.

BBC: Gerard Houllier urges fans to back Aston Villa

Having tried and failed this morning to register to receive payments under Pingit, I'm not entirely sure what will be the biggest hurdles to its adoption - worries about how secure it is, or frustration at the number of hoops you have to jump through to get going.

BBC: Mobile money - has its moment come?