One of the great advantages of competition in the supply of anything is that these sorts of idiocies get punished: those who commit them go bust.

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If she refuses to go along with the flow then she will be punished for making low returns while everyone else is profiting from the bubble.

FORBES: The Housing Bubble Is Back

He said the teachers would be "punished administratively" but also urged victims to go to the police.

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Banks that avoided the stampede into credit in the go-go years grumble, with some justice, that they were punished for their conservatism.

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Bristol struggled badly and they were further punished when Hipkiss and Deacon made the most of their chances to go over.

BBC: Tom Varndell (right) celebrates his try with Sam Vesty

It will go wider than just the attempted manipulation of interest rates for which Barclays was punished by regulators last week, to presumably include the mis-selling of PPI insurance and the inappropriate sales of complex financial products called swaps that were sold to small businesses ( see this blog from last week for more details).

BBC: Barclays launches 'root and branch review'