If I walk outside the door today and these policies have been implemented, it would be as easy to go down the street, particularly if you're a low income, to open a savings account, to put some money aside as it is to, say, get a debit card or a store credit card or what?

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He used to watch her go down the street and wonder if she wore her glasses at home.

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"You're sitting on your couch and you hear a car go down the street, and you think it's going to come through your house -- so you kind of catastrophize things automatically, " Peacock said.

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