If there is one emotion Mr Girardo fully understands it is the love of the automobile.

BBC: Selling James Bond's Aston Martin DB5

"People feel confident, " says Max Girardo, the managing director for RM Auctions in Europe and its principal auctioneer.

FORBES: THIS SUMMER AT THE PEBBLE

Capital One has "voluntarily adopted many of the Card Act provisions for our small-business customers, " says Pam Girardo, a spokeswoman for the bank.

WSJ: Beware That New Credit-Card Offer