She replied that she originally said she had nipped out to get some cigarettes to stop family members from getting into trouble.

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They apparently also managed to get into trouble when it went out of Bluetooth range (we could introduce them to some guys who could help with that) just flitting around in an office, so it seems there's some refinement still to be done all round.

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If borrowers do get into trouble when they start paying off the loan in full, higher property values offer some wiggle-room.

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