CoverTN emphasizes covering these front-end costs.

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But helping the front end, know what your costs are, more transparency and help at the back end.

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It will have some costs on the front end -- you buy a new boiler, or you get some insulation, or you get some new windows, that's going to have an initial cost, and the same is true from a government perspective.

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Of course, robochemistry slashes only those costs incurred at the front end of drug development.

FORBES: A hail of silver bullets

Contrast this with the 0.05% annualized transaction costs (with no front-end load) for our highest rated small-cap growth mutual fund, Virtus Equity Trust: Virtus Small-Cap Core Fund (PKSFX).

FORBES: This Fund Is For You If You Love Paying Fees

To buy an actively managed equity fund (and even some indexed funds) usually costs an investor 5% in front-end fees, of which three-fifths or more goes to the person who sold the fund: almost 80% of retail investors buy their funds through intermediaries, says the Investment Management Association, a trade group.

ECONOMIST: Fund management

Addressing the disease on the front end, before it leads to serious complications, will help lower overall costs, he said.

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