For rich professionals who jump from job to job every few years, 401(k) plans do make a certain amount of sense.

FORBES: Why Defined-Benefit Plans Are Safer Investments for State Governments and Workers

But we also rely on a certain order in our lives, a certain sense of security that lets us sleep safely in our beds and walk around our neighborhoods free from fear, and go about our daily lives without being the victims of crime.

WHITEHOUSE: President Obama Honors Fallen Law Enforcement Officers