For decades, whole life, with its tax-free investment component, was the cornerstone of many families' security.

WSJ: Shift to Wealthier Clientele Puts Life Insurers in a Bind

Gou envisions a fully-automated (and presumably almost employee-free) component factory inside of five years, has qualms about expanding his manufacturing presence in America ("I don't want to spend time having people sue me every day"), and pays executive bonuses out of his own dividends to protect the company's bottom line... so yeah, he's quite the industrialist.

ENGADGET: BusinessWeek profiles Foxconn founder (and veritable pitbull) Terry Gou

That breaks down into a component called free fatty acid and goes into the liver for energy.

CNN: When you're losing weight, where does the fat go?

Download.com, CNET's software download website, offers antivirus software, some of which includes a "behavior" component and is free of charge.

CNN: Computer spyware is newest weapon in Syrian conflict

Here is a free copy of my report on ARPAX with a detailed breakdown on our Total Annual Costs rating and analysis on each component that produces the 8.51% number above.

FORBES: This Fund Is For You If You Love Paying Fees