Shopping around online for better banking options can make free checking easier to reach.
The results also indicate that small banks are much more likely to offer free checking.
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Wells Fargo has been paring back the free checking perks over the last couple of years.
The era of free checking that dominated U.S. retail banking in the last decade is quickly fading away.
Ally Bank and ING Direct both offer fee-free checking accounts and debit cards.
BofA checked out the file said Whitten was right about his free checking.
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Free checking has quickly become a thing of the past as banks deal with new rules on deposit and transaction fees.
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In September, PNC Bank will no longer give reward points for debit card purchases to customers with free checking accounts.
Despite a small shrinkage in the number of free checking accounts in the sample, this kind of deal is far from gone.
Smaller banks will either lose customer accounts to larger banks or lose revenue that is used to support free checking and other valuable services.
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Many banks have already eliminated the free checking accounts that had been in place since the 1980s and dismantled rewards programs for debit cards.
There is no such thing as a free lunch, and increasingly there seems to be no so such thing as free checking at big banks.
But because these fees were so lucrative for banks, this could also mean that we are nearing the end of free checking and other consumer perks.
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Because overdraft fees basically subsidized free checking for all, the push to reduce them is forcing banks to reconsider how they charge for checking account services overall.
Many online banks also offer free checking, and if you are a student, you have a better chance of finding free accounts even at large financial institutions.
And how else to explain Citigroup's "Live Richly" campaign, in which the bank opts out of selling potential retail customers specific advantages over the competition, such as free checking, higher-interest CDs or longer hours.
Free checking accounts are on their way out.
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Banking consultants have been saying for months that the era of free checking is over. (See "How To Pick The Best Bank") Bank of America executives insisted Wednesday they weren't sneaking in new account fees.
Now that they can charge more per transaction than the huge mega-banks, smaller institutions are using this advantage to offer free checking and rewards to lure customers from the handful of big banks that dominate the industry.
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One compelling reason for change in the banking industry is that the evidence that a minority of banking consumer bore the brunt of these fees with the majority enjoying the benefit of free checking and debit cards.
Credit unions would be especially vulnerable to the loss of interchange fee revenue: about half say that they will reduce or eliminate free checking and rewards debit cards, and almost 9% say they will consider reducing their staff.
Except that the banks knew they had to leave some teeth in the bill, and knowing that would be one change coming, they have already begun charging fees for previously free services, like free-checking and free online bill-paying, to make up the difference.
He spends most of his free time checking out new music, going to gigs, recording bands, making videos and running a not for profit suite of rehearsal rooms in Blackpool.
Until now, debit cards have usually been a free part of a basic checking account.
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For free, it is worth checking out for a look at how mobile games can create serious, graphically involving real-time worlds.
According to a Bankrate.com annual checking study, only 45% of non-interest checking accounts are free, down from 76% just two years ago.
Two-thirds of online checking accounts were free of monthly maintenance fees, compared to just 34 percent of those offered by traditional banks.
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The new Treasury pilot program will provide consumers a debit card that has many features of a checking account, such as free bill paying and free ATM withdrawals at select machines.
They have been adding fees on services, charging, for instance, for many checking accounts that used to be free.
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