Next time you're craving that caffeine fix, think about subbing in the needs of another person for your mocha cookie-crumble frappuccino.

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If you accept that the cost of doing business is going up, maybe make sure to order one less orange-mocha-frappuccino a month.

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Culprits include its bottled Frappuccino, which isn't selling well, and spending on a planned Internet site that would also hawk music and home furnishings.

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The coffee and Frappuccino purveyor cannot escape rising commodity costs, however.

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With a Vivanno, a barista must simply peel a banana (the simplest of tasks, thanks to God or several centuries of farmers), which is placed into a blender already in stores for producing iced frappuccino drinks.

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The fact that you like Chipotle (NYSE:CMG) burritos and are intimately aware of every ingredient used in the red salsa does not automatically make Chipotle a good investment any more than your liking of Frappuccino makes Starbucks (Nasdaq:SBUX) a good investment.

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