Restructuring of the cajas is prone to hiccups, as the recent break-up of Banco Base, a planned merger of four savings banks, shows.
"I think three out of four households need a bigger savings account, " says Greg McBride, senior financial analyst at Bankrate.com.
One in four surveyed reported exhausting all savings during the recession.
There are a lot issues here, but its important to remember that construction, capital accumulation, domestic investment, and real savings are largely four terms for the same thing.
State-run college savings plans have four positive attributes.
Mr Ellis said the force would need to spend its money more wisely in order to make the savings over the next four years.
Fire services in Somerset, Devon and Dorset are set to start working together as part of plans to make 25% in savings over the next four years.
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Gloucestershire Constabulary said it had to take the decision under the savings plan over the next four years.
In May, the Constabulary announced the closure of nine stations as part of savings plans for the next four years.
They deposit about two-thirds of these savings in China's four big state-owned banks, which lend about two-thirds of these deposits to state-run firms.
The rags-to-riches story of Ren Zhengfei, the chief executive, is fleshed out: the son of rural schoolteachers, he left the army in 1983, founding the company with savings of 21, 000 yuan four years later.
In 1977, aged 15, he dropped out of school to work full-time on the four sewing machines he had bought with his savings. (He still speaks only Arabic.) By the time Benetton came to Syria to scout for a franchisee in the mid-1990s, Mr Samha owned a factory exporting clothes to Europe.
In June the council said it had to make savings of 25% over the next four years.
The report also showed that consumer spending slowed in April and savings rose for the first time in four months.
In addition, Colgate also initiated two restructuring plans in 2012, one short-term and another for four years, which should result in substantial cost savings this fiscal year and help improve margins.
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One in four Millennials, for instance, has more debt than savings, according to Bankrate.com.
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He has been living off his savings, having not had regular work for four years.
He spent four years travelling around the coast, using his own savings when his applications for grants were turned down.
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The President will ensure that agencies move quickly to adopt new strategic sourcing solutions, increase their use of existing vehicles, and achieve even more savings for the American people over the next four years.
WHITEHOUSE: Historic Savings in Contracting �C and Plans for More
Describing the savings as "the greatest challenge that's ever faced Welsh policing" Ian Arundale QPM, Chief Constable of Dyfed Powys Police explained however that all four forces are currently "on target to deliver their savings within the timescale".
Meeting the ever-increasing cost of a four-year degree requires a mix of parental contributions, savings and financial aid, including scholarships and loans.
The expected savings is expected to rise to 25 percent within the next four years.
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Maybe we are all tiring of banks making acquisitions of other banks at four times book value, and maybe we don't believe the merger savings are all they're cracked up to be.
In most cases, savings can be found by booking as far in advance as possible (four or more weeks ahead, rather than one week) and negotiating corporate discounts on routes you use frequently throughout the year.
Earlier, Deputy Prime Minister Nick Clegg said there were "difficult decisions" ahead, but the savings would begin in April 2011 and be "spread evenly" over the next four years - equivalent to an annual 6% budget reduction.
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You could probably design rules that would prevent Steve Jobs from cadging an extra four bucks a share from his options, but what's the point if all the savings would be sucked away by lawyers and financial printers?
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