Of 304 employers questioned in a survey over half found it harder to recruit skilled staff now than five years ago.
Technology companies in particular have always found it harder to get bank financing because their balance sheets generally had more intangible than tangible assets.
It said they often found it harder to save for the long term because of differences in lifestyle, as they were more likely to work part-time or have a full-time caring role.
In fact, as the competition has gone bigger, I've found it harder and harder to go back to the tiny 3.5-inch panel of the 4S and its predecessors.
Since then, however, with the exception of games makers such as Nintendo and Sega, small firms have found it much harder to grow.
The two then set about burning through just about every last cent as they found it harder than expected to recruit clients for their new style of law firm.
And basically what they found was that it is harder to find a taxi when it is raining.
FORBES: Employee remuneration systems are often based on the wrong assumptions
The smallest decline in night-time working has occurred among the worst-paid workers, and blacks have found it harder than whites or immigrants to escape such work.
It found that 57% of mass affluent investors believe it will be harder to save for the long-term five years from now compared to today.
FORBES: Mass Affluent Investors Believe Things Will Only Get Worse
The paper found, unsurprisingly, that big exemptions made it harder for firms to borrow: after controlling for other variables, companies in states with unlimited exemptions were roughly 30% more likely to be denied credit than firms in the states with low exemptions.
The son of a Cheshire long distance runner who disappeared in Greece four weeks ago has said "it's getting harder" to believe he will be found.
After donning the ring we found it to be quite large, so those with smaller paws might have a harder time using it.
What we found was that at the same time that Freddie Mac was tightening those credit standards that is making it harder to refinance, the company was also going out into the market and betting against homeowners' ability to refinance and not just small bets.
But if Mr Obama had done a better job of selling his package, and had worked harder at making sure that Republicans were included in drafting it, they would have found it more difficult to oppose his plans.
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