Jersey and Guernsey have no formal scheme, although Guernsey has passed enabling legislation but have yet to introduce a scheme.

BBC: Savings and investments Q&A

LaSalle UK have now lodged a formal planning objection claiming the Monks Cross scheme is "contrary" to current planning policies.

BBC: York's Castle Piccadilly developer objects to Monks Cross

This year the government added a pension scheme to Oportunidades under which it contributes slightly more generously than it does to formal-sector pensions.

ECONOMIST: Working in the official economy has its drawbacks