Forging both formal and informal networks at the member and staff levels is critical to being successful.

CNN: Passion and pain on Capitol Hill

Use surveys and focus groups to learn, for example, whether women feel excluded from formal and informal networks.

FORBES: Women Are Asking, "Is The Juggling Act Worth It?"

They have access to formal and informal networks, mentors and sponsors.

FORBES: Women's Progress: Is the Glass Half Empty? What Will It Take to Fill It?

First, women have limited access to formal and informal networks.

FORBES: Entrepreneurs

But you were extraordinarily skilled, and even then it sounds like you had to rely on informal networks rather than a formal set of processes for veterans in order for you to find a job that used all your skills.

WHITEHOUSE: President Obama at LinkedIn Town Hall

Networks abound, including a formal one, Cambridge Network, linking the university with business.

ECONOMIST: Technology industry

However, the massive growth projected for these innovations so far takes place outside the formal banking sector, in informal, unregulated networks and outside of the banking system.

FORBES: What Is The Next Banking Crisis? (Hint: It Cannot Be Solved With Money)

With small branch networks and relatively few people in the formal economy, this was too much.

ECONOMIST: The developing world��s banks are flourishing

These networks are lubricating commerce just as jobs and euros in the formal economy are running dry.

FORBES: Will Western Civilization Rediscover The Moral Foundations Of Sound Money?

In many countries mobile money has been blocked because operators do not have banking licences and their networks of corner-shop retailers do not meet the strict criteria for formal bank branches.

ECONOMIST: Telecoms