Absent that, I think your financial advisor might offer some different suggestions based on your view of the future for stocks and your financial condition and future obligations.

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For most of 2003, the SEC claims, Calandra wrote about 23 different stocks without properly disclosing his ownership interest in them.

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Analysts at WisdomTree, the ETF provider, examined how dividend-paying stocks have performed over various time periods marked by different tax rates for dividend income.

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Investors can open one cash Isa and one stocks and shares Isa each year and various providers are offering different options for those aged 50 and over to top up their existing Isas.

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