It might also reduce the need for antitrust enforcement by counteracting data aggregators' desire to grow ever bigger in order to reap economies of scale.
In areas with more severe house-price declines, it may be necessary for lenders to take a bigger haircut and offer smaller notional shared appreciation claims in order to restore homeowners to positive equity at lower house prices.
That allows for the possibility authorities can flip the accused in order to convince him to testify against co-conspirators or bigger players like his former boss Cohen.
In any event, many people in Baghdad say the report merely urges what the American ambassador to Iraq, Zalmay Khalilzad, has been trying to achieve for more than a year: bigger concessions by the Shia- and Kurdish-dominated government to the Sunnis in order to quell the insurgency.