And all your friends and neighbors and communities are paying the price, because nobody was minding the store and making sure that these banks and these financial institutions were following basic rules of the road.

WHITEHOUSE: Promoting Jobs and Growth Through Innovation

These days it focuses more on simply following the rules.

FORBES: Healing Thyself

Following the website sweep, it will contact 24 businesses to ensure they comply with these rules.

BBC: Repeat payments not made clear, says OFT

The government can fine me or seize my shipment because an overseas supplier who already has my money decides to ship something without following procedures mandated by the American authorities despite repeated and stringent demands that they adhere to these rules.

ECONOMIST: Letters