Also, the investment narrative that has managers focusing on mid-cap names (and smaller) that cater to the domestic market rather than have their fortunes tied to the commodities market is a best seller among the four of them.

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That means focusing on small- and mid-cap value funds as well as international funds.

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We found much too often that clients and their advisors spend an awful lot of time focusing on the equity portion of the portfolio, and doing a really good job in allocating to different cap sizes, or internationally, or growth vs. value.

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