Decelerating growth with increasing fixed and variable costs does not bode well for future profitability.
Annuities are bought to generate income during retirement, typically through either a fixed or variable income stream.
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Mortgages can come with fixed, variable and adjustable interest rates, and typically offer longer terms of repayment than home equity loans.
The standard mileage rate for business is based on an annual study of the fixed and variable costs of operating an automobile.
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The basis of any mortgage, whether you opt for a fixed, variable or tracker rate, is how you intend to repay the loan.
Last month the European Commission recommended that, each year, firms release a breakdown of all the components of their directors' fixed and variable pay.
They were issued by Manulife (subsequently taken over by John Hancock) and were called Flexible Purchase Payment Deferred Combination Fixed and Variable Annuity Contracts Non- Participating.
Returns on these investments vary fairly widely based on whether they're subject to early withdrawal penalties, offer fixed or variable yields, or are protected by deposit insurance.
First, understand the difference between fixed and variable rates.
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Notice 2012-72 contains the standard mileage rates, the amount a taxpayer must use in calculating reductions to basis for depreciation taken under the business standard mileage rate, and the maximum standard automobile cost that a taxpayer may use in computing the allowance under a fixed and variable rate plan.
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So if fixed profits and variable profits are now acceptable, are any sort of profits not?
Hybrids between the two, like preferred stocks and convertible bonds offer future cash flows which are partly fixed and partly variable.
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Although the nature of the transformation is still unclear, it will probably include more partnerships and outsourcing to turn fixed costs into variable costs.
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Time is fixed and the learning is variable, when what we need is a system that makes time variable so that the learning can be fixed.
But most mortgage loans are either variable or fixed for quite short periods.
Both variable and fixed annuities are usually sold as general investment vehicles with tax deferral until the funds are withdrawn.
As a result, he said all customers would be able to choose between two types of tariff - variable and fixed - and receive more transparent bills.
How much you'll receive each month when you start to draw down your annuity will then depend on how your variable or fixed investments do over time.
Airlines have huge fixed costs and negligible variable costs.
Inside it, ING was selling variable and fixed annuities, which are mutual funds and bond-like investments wrapped in life insurance that, in policies like ING's, cost several times more than low-cost alternatives and provide minimal coverage.
Using price to manage demand is a well-studied discipline in the airline and railway industries, where individual seats may be priced differently to manage variable demand into fixed capacity.
When a broker makes four times the commission placing a variable mortgage versus a fixed, what did you think is going to happen?
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Repaying debt has become more difficult in part because loan balances have grown and the interest rates on federal loans have increased as a result of a shift from variable-rate to fixed-rate loans.
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These hedges effectively convert these variable rate bank loans into fixed rate loans, better matching the interest expense from the loans to the income from the landfill gas projects they finance.
While revenue sharing costs and postage costs are variable, other costs have large fixed components.
Some mortgages, car loans, student loans, etc. carry variable rates, but more have fixed rates.
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At the Detroit Big Three plant, the time was fixed, but the result of training was variable and unpredictable.
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Such swaps had the university paying a fixed rate to, and simultaneously receiving a variable rate from, a counterparty.
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