Customers are being offered fixed credit on the firm's online payment system, Google Checkout, instead.
What we saw was not a 50 percent reduction, but in fact a 39 percent increase, because investment in wind energy through the Recovery Act fixed the credit market as it related to investment in those long-term energy jobs.
An existing programme to support fixed-rate credit for exporters' customers is to be extended.
Converting the tax exclusion to a fixed dollar tax credit (that could vary by income and health status if desired) would likewise avert many of the worst features of the current system and harness the unparalleled shopping ability of Americans to find good value for the money.
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When shopping for new credit, you might come across credit card deals offering variable interest rates that are lower than the fixed rates offered on other credit cards.
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Across the MENA region many banks either don't allow online card payments, or insist on prepaid cards with low fixed limits, rather than credit or debit cards.
The winner of the race gets to add its block to the blockchain, and in that block it can credit itself a fixed number of new bitcoins (currently 25 BTC) as a reward for participating in this process.
Without paychecks, even those with low fixed-rate mortgages and high credit scores will not make their payments.
In 2000, Standard and Poor's Fixed Income Research made only one credit upgrade for every four credit downgrades.
Unlike the fixed interest associated with savings accounts, credit card interest is variable and can change--mostly higher--at any time.
Some have called on the Fed to do more to ease the credit crunch and restore the fixed-income markets to normal.
Nor the fact that credit-card rates are fixed in secret, and have risen dramatically despite advances in technology and economies of scale.
We also fixed the errors associated with the deletion of credit card accounts and user accounts.
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The fixed income division was also slammed by roiled credit markets.
In recent years, Ambac, MBIA and others have ventured into insuring credit derivatives and other relatively newfangled fixed-income products invented by and peddled by Wall Street.
Against a backdrop of low interest rates that are likely to stay that way for several years, I continue to recommend exposure to more credit-sensitive areas of the fixed income market.
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In recent years, Ambac, MBIA (nyse: MBE - news - people ) and others have ventured into insuring credit derivatives and other relatively newfangled fixed-income products invented by and peddled by Wall Street.
In this environment, many suppliers will sacrifice margins for fixed long-term contracts with a reputable, credit-worthy buyer, especially as it can help them establish lines of credit with their banks.
Morgan Stanley is, by contrast, an also-ran in fixed income, a crucial area these days that includes credit, commodities and rates.
The buyers will insist that any repairs their inspector finds be fixed by a professional, or will ask for a credit at closing to have the repairs done themselves.
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Exports have held up well, fixed-asset investment and retail sales have been strong and credit growth has accelerated.
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But when the credit crisis erupted in August, investors fled the fixed-income markets.
Credit Suisse hired Eric Miller, the former head of credit research at Barclays Capital, to run its fixed income research globally for a start.
While most HECM reverse-mortgage options carry adjustable rates and offer a line of credit or annuity-like payouts over time, the sole fixed-rate HECM choice is available only with a lump-sum payout.
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This shall contribute to a rise in Equity and Fixed Income Markets at the expense of decline in the proportion of Bank Credit in the total Debt Markets in the economies.
Imagine, in JPMorgan Chase's case, the frustration at being the leading credit derivatives house, high-yield-bond underwriter and fixed-income research firm (among other things) and then losing on some bets on interest rates.
For fixed income investors who like this space due to higher yield investment grade credit, a word to the wise: a revamp of capital flows amid an economic slowdown may not be welcome by policymakers.
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Citigroup ( C - news - people ), is offering 5.375% or 5.25% for a 30-year fixed mortgage as well as 4.75% or 4.625% on a 15-year fixed mortgage depending on assumptions and assuming that the person has a good credit score.
Generating yield substantially above 3% in the fixed-income world requires a foray into the lower levels of investment grade credit or junk bonds.
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As higher-yielding bonds mature, investors wanting to reinvest into fixed-income will have to choose between lower-yielding bonds or bonds with worse credit quality.
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