We would, you know, transact three to four billion in fixed - you know, fixed-date securities.
So hedging your fixed-income investments in the fixed-income portion of your portfolio is going to be very critical.
Practically all were closed-end fixed-income securities, preferred stocks or some other form of fixed-income product masquerading as stocks.
Who's going to win the next roll of the dice--fixed-income savers praying for deflation, even if that means another Great Depression, or fixed-rate mortgage borrowers praying for a weak dollar?
For example, a 30-year old should be 30% in fixed-income and 70% in stocks, and a 70-year old should be 70% in fixed-income and 30% in stocks.
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Citi and Bank of America reported similar weakness in fixed-income markets activity, with fixed-income markets revenue down 9% and 6%, respectively.
Wells Fargo ( WFC - news - people ) has a 5.25% 30-year fixed mortgage and a 4.75% 15-year fixed mortgage.
Lending Tree is offering 5% for a 30-year fixed mortgage and 4.5% for a 15-year fixed mortgage.
There could be a provision that the mix of equities and fixed-income securities in each account would change over time: As one got older, the portion of funds invested in fixed-income instruments, such as bonds, would increase, thereby reducing stock market exposure.
JPMorgan Chase ( JPM - news - people ) is offering a 5.25% 30-year fixed mortgage as well as a 4.5% 15-year fixed mortgage.
Citigroup ( C - news - people ), is offering 5.375% or 5.25% for a 30-year fixed mortgage as well as 4.75% or 4.625% on a 15-year fixed mortgage depending on assumptions and assuming that the person has a good credit score.
Life insurers' biggest-selling product of the late 1980s was annuities offering fixed rates much higher than could be obtained from other fixed-income products.
He found that the availability of discounted variable-rate deals crowded out comparatively expensive longer-term fixed-rate loans.
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The average interest rate on a 30-year fixed-rate mortgage in the US is now just over 3.9%.
Money market funds invest in short-term fixed-income securities or commercial paper from governments, financial institutions and corporations.
Rates on 15-year fixed-rate mortgages averaged 3.23%, down from 3.24% last week and 4.13% a year earlier.
To obtain the rates, 30-year and 15-year fixed-rate mortgages required an average payment of 0.8 percentage point.
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Rates for 15-year fixed-rate mortgages, often a popular option for refinancing a loan, fell to 5.53%, from 5.60%.
As investors have run to safety, Treasury yields have plunged and could pull 30-year fixed-rate mortgages below 5%.
Rates on 15-year fixed-rate mortgages averaged 3.24%, up from 3.21% last week and below 4.20% a year earlier.
They fail to grasp the potential benefits of a long-term fixed-rate loan because they do not understand risk properly.
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The sale of a 33.5% stake in Turk Telecom, the state-owned fixed-line monopoly, has not drawn a single foreign bid.
To obtain the rates, 30-year and 15-year fixed-rate mortgages required payments of 0.7 percentage point and 0.8 percentage point, respectively.
For the week ending April 9, the MBA reported that the average contract rate on a 30-year fixed-rate mortgage was 5.17%.
Smart Money reports that the average rate on a 30-year fixed-rate mortgage dropped below 4% for the first time, to 3.94%.
The 30-year fixed-rate mortgage averaged 3.91% for the week ended Thursday, down from 3.95% the previous week and 4.77% a year ago.
In fact, because of Fannie Mae and Freddie Mac, we have 30-year fixed-rate mortgages - something the rest of the world doesn't.
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