The fiscal-responsibility bill would seem to have the best chances.

ECONOMIST: Cardoso��s reform puzzle

Instead, it will likely be attached to a Senate bill called the Student Aid and Fiscal Responsibility Act of 2009.

FORBES: Income-Based Student Loan Repayment: What You Need to Know

Obama has consistently spoken about the need to return to fiscal responsibility but he's presided over an unprecedented growth in government spending -- from bailouts to the stimulus bill.

CNN: Commentary: Obama losing independent voters