Do you remember the first time you tried to borrow money?

FORBES: Borrowing Millions Starts With a Positive First Impression

There are two upsides to paying with plastic: First, if you borrow enough to pay off the balance of your mortgage, all of the money goes towards principal.

WSJ: Should You Pay Your Mortgage With Plastic?

After all, to borrow from a pawnbroker, you must first own an object of value.

ECONOMIST: Why pawnshops' business is booming

Basic legal and regulatory compliance issues start the minute you buy or rent a building, hire your first employee, borrow money from a bank, manufacture a product or deliver a service, and seek to deliver a return to investors.

FORBES: Does Corporate Governance Matter? A Review Of A New Book By David Larcker and Brian Tayan

Do you want to be able to borrow from it or use it for educational expenses or a first-time home purchase?

FORBES: What Should You Do With That Old Retirement Account?