After working with religious broadcaster Pat Robertson, Johnson Sr. realized his biggest barrier was distribution, so he applied for the firstallocation of direct broadcast satellite frequencies in 1980 and won eight.
The first is an aggressive allocation (red) that recommends 100 percent in equity until age 39, then shifts to bonds using 10 percent changes every 5 years (red line).
Google was one of the first companies to recognise the cerebral and creative nature of workers with its 20% time allocation for creative tasks, though Intel has been there too, without much success.