"We're just fine" with zero debt on the operation, says the firm's president, who requests anonymity for competitive reasons.

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However, since they have less than 30 full time employees, their fine would be zero if they do not offer insurance.

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If you are doing it because it makes you sleep well at night to know that while the price may go down at least it won't go to zero, again, fine to own.

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"Zero G, and I feel fine, " Glenn called from orbit, paraphrasing himself from 36 years earlier.

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Later, after the buildings fell, a cameraman and I cut through the dust and walked toward ground zero, where the sky was filled with fine pieces of glass and acrid smoke.

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But take a look at the actual statistics that show who reads the fine print, and the numbers are so close to zero that they call into question whether those legal disclosures should even be considered a safeguard for consumers.

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