"What's been built up at Merck is a very fine research environment, " says Schaeffer.

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Reuters: John Griffith-Jones, chairman of KPMG in Europe, said the banking industry is built on confidence and that full disclosure is absolutely fine in a stable environment.

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If that makes for a cleaner environment, fine.

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Most assisted living facilities do just fine in providing an enriched social environment for our elders.

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Second, interest rates were variable, which is fine in a low interest rate environment, but which could be very destabilizing for a company when interest rate spiraled upward, as they did in the 1970s.

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Housed within an Art Deco municipal swimming pool, 20 minutes by train from the city centre, it showcases fine arts, applied arts and sculpture in a delightfully watery environment.

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Under the leadership of a team of education professionals, the teaching materials were transformed and the methodology was fine-tuned to support the development of an interactive educational environment in each learning group.

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