All of this puts the burden on homeowners to monitor their policies so they will be covered in a catastrophe without facing a financial setback.

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Asks for money for a variety of reasons (travel, medical emergencies, hotel bills, hospitals bills for child or other relative, visas or other official documents, losses from a financial setback or crime victimization).

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The deal's collapse is a big setback for Germany's financial industry, in which there has been little meaningful consolidation.

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