Suddenly he was responsible not just for end-of-period financial reporting but also for a new financial planning and analysis unit, an expanded roster of product finance managers, a newly installed financial system, and occasional meetings with stock analysts.

FORBES: Are You The Victim Of An Invisible Promotion?

If your financial problem is complicated and requires a full financial planning analysis, you may want to see if your employer offers a phone based financial counseling through a financial education company, where you can call and get immediate access to actual financial planners who are employed full time as educators.

FORBES: Financial Planning for Free: What's the Catch?

Most important, do your financial analysis and planning right at the outset and keep revising along the way.

FORBES: Debra Kaye: Companies Need To Innovate To Stay Ahead

Many insurance companies are using Microsoft Dynamics CRM for an ever-broadening range of business scenarios including risk analysis, financial planning, policy enforcement, agent training, property management, and other key business areas.

FORBES: Insurance Companies Adopt CRM Tools To Boost Productivity