The white working class is the most pessimistic and alienated group in the electorate, and it especially fears and dislikes the kind of financial methods that gained Romney his fortune.
But fee-only financial planning includes other methods of charging clients such as a flat retainer, an hourly rate or a charge specific to the task at hand.
When we investigate consultant abuses on behalf of pensions we look for the following methods of financial enrichment, some of which are legitimate, while others raise serious concerns.
FORBES: Compelling Pension Consultant Disclosure (June 1, 2002 )
In all cases Miller's methods are part financial analysis and part intestinal fortitude.
Hopefully, we can have informed dialogue that forces change before current methods lead to the next financial scandal.
FORBES: How GAAP Accounting Rules May Be Damaging To Investors
Those retirement planning tools from outfits like Financial Engines use something called Monte Carlo methods to calculate the probability that you will outlive your savings.
Much of my focus was on how obscure technical indicators or methods, could be applied to the financial markets and used as an effective trading tool.
Goldman Sachs had to put together a nine-page memo to the Financial Inquiry Commission earlier this year to explain its methods for the valuations of AIG-insured securities that resulted in Goldman making liquidity-draining capital calls on AIG.
FORBES: Will SEC's Settlement In Valuation Case Be Part Of A Trend?
Spurred by rising fiscal deficits, the United States and other members of the Organization for Economic Cooperation and Development (OECD), particularly Germany and France, have been using a variety of methods to clamp down on tax cheats, tax havens and overseas financial centers.
Many other positive feedbacks such as the wealth effect, relative valuation methods, and the increased ability to borrow against inflated asset prices operate in financial bubbles and bull markets.
FORBES: Chaos Theory, Financial Markets, and Global Weirding
The sharply increased use of bonds and other securities has actually compounded the problem of moving such governments toward disciplined, transparent financing methods and made more difficult the rescheduling of such debt instruments during periods of financial distress.
And the rise of the vast financial conglomerates into which banks, insurers and securities firms are merging requires the creation of new methods of supervision.
The IGs are working with the Chief Financial Officers Council to help measure the level of erroneous payments, their causes, and the best methods to prevent them.
As Xerox fiddled with financial engineering, Canon continued to invest in new technologies to gain ground in the copier market, with new methods for printing multiple colours and finer, more efficient inks.
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