He has earned his Certificate in Financial Planning and two postgraduate degrees, including a Masters Degree in Management at Stanford University.

FORBES: "Retiring Baby Boomers Find 401(k) Plans Fall Short" - False Premise

Money Sense offers financial education courses, complete with a test and certificate, as well as frequently asked financial questions, reviews of other sites containing financial advice and questions answered by financial experts.

FORBES: NYSE's Making Some Money Sense

Then after you die, your beneficiaries present a death certificate to the financial institution and fill out a form.

FORBES: Why Your Will Should Name Designated Beneficiaries

For the last five years, schools and colleges have been able to offer both a certificate and diploma in financial studies organised by the Institute.

BBC: NEWS | Business | New financial courses for schools

The funeral home will also provide the executor with copies of the death certificate, which will be needed for several purposes, including closing financial accounts, canceling any federal benefit payments and filing the final tax return.

FORBES: Understanding the Role and Responsibilities of an Executor

Financial assistance from the local Board of Guardians provided him with the opportunity to continue studying for his Higher School Certificate, a prerequisite qualification for entrance into university.

UNESCO: The Uses of Richard Hoggart