There is a plethora of checks and balances available against financial abuses, both internal to the corporation and in statutes and regulations.

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Already the company is rated junk by rating agencies, and its cash balances indicate increasingly limited financial flexibility for a prospective turnaround.

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In 2010 Congress enacted the Foreign Account Tax Compliance Act, requiring foreign financial institutions to identify American account-holders and disclose their balances and withdrawals, or face a 30% withholding tax on income from any financial assets they hold in America.

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It is clear that Wall Street doesn't care about American consumers, except to keep them shackled in debt through sky high credit card balances, thus allowing the financial industry to make billions off the high interest rates.

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Information reporting and withholding is the heart of FATCA. At first, Foreign financial institutions (FFIs) must report account numbers, balances, names, addresses, and U.S. taxpayer identification numbers.

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Mr Dijsselbloem said the pattern for bank rescues should see shareholders take the first hit, then bondholders, who lend money through financial markets, and only then should depositors with large bank balances be tapped.

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If you work for a small employer, especially if your co-workers have small account balances, your employer may have a harder time driving a bargain with the financial firms, often called "record keepers, " that administer 401(k)s.

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Consumers now want the ability to transfer money, view balances, submit online payments, make deposits, and execute purchases remotely, requiring banks and other financial institutions to step forward to meet these demands with a wide range of mobile and online offerings.

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