John Lamidey, chief executive of the Consumer Financial Association which represents the eight largest payday loan lenders, said most long-term debt was on credit cards and bank overdrafts and he advised anyone with long-term debt to go to Citizens Advice (CAB).
Among those scheduled to testify: the heads of the financial services industry groups, including the Financial Services Roundtable, the American Bankers Association and the Securities Industry and Financial Markets Association.
They include the U.S. Conference of Mayors, the National Governors' Association, the Securities Industry and Financial Markets Association and--perhaps most significantly--every other state in the Union.
Among those who have weighed in on the draft: the Investment Company Institute (which represents mutual funds), the American Bankers Association, the Securities Industry and Financial Markets Association and the Vanguard Group.
Wall Street's main lobbying group, the Securities Industry and Financial Markets Association, backed that view.
Not surprisingly, the American Financial Services Association, a banking industry group, is opposing the bill.
The second resource is investinginbonds.com, a site run by SIMFA, the Securities Industry and Financial Markets Association.
Bond trading was halted by noon Eastern time on a recommendation from the Securities Industry and Financial Markets Association.
So does the trade group Securities Industry and Financial Markets Association (SIFMA), whose database can be found at InvestingInBonds.com.
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Another group, the Financial Planning Association, offers referrals to CFPS, regardless of whether they take sales commissions (which most do).
The actual monthly composition of the U.S. bond market is tallied and tracked by the Securities Industry and Financial Markets Association ( SIFMA).
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Before that, the Securities Industry and Financial Markets Association, a trade group, made a request to California Gov. Jerry Brown to veto the bill.
The Capitol Hill Challenge stock-market competition for schools is run by the SIFMA Foundation, an educational nonprofit arm of the Securities Industry and Financial Markets Association.
"We have a better plan, " opens a letter dated Dec. 11 that is being circulated to NASD member companies by a group called the Financial Industry Association.
Gary Gensler, the head of the Commodity Futures Trading Commission, told the audience at the Securities Industry and Financial Markets Association meeting that the work was far from over.
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Back in 2007, when Koetting put his book on sale at the Government Financial Officers Association (GFOA) national conference, his booth was inundated with thousands of requests for copies.
"Implementation will impose significant challenges and costs for many United States financial-services firms and their customers, " the Securities Industry and Financial Markets Association, a Wall Street trade group, said in a statement.
Tipping is quite common according to the data, says Stephen Christophe, associate professor of finance at George Mason, who is to present his findings at the Financial Management Association's European conference in Prague on Thursday.
In a speech made to the Financial Planning Association of Minnesota recently, Minneapolis Fed president Narayana Kocherlakota emphasized the need to encourage spending and build up consumer and business confidence in the economy.
"If a mortgage loan can be modified during bankruptcy, it will be far more difficult to originate or sell mortgages in the secondary market, " says a Dec. 4 letter from the Securities Industry and Financial Markets Association to the Senate's Judiciary Committee.
Although it may seem like a secret, real financial planners are to be found, and a good starting point is the advisor search on www.napfa.org, the financial planning association with the highest continuing education requirements and a no-commission mandate.
Aetna and the Financial Planning Association have teamed up on this site to offer some excellent tools to reference while you make your open enrollment choices, including a glossary of benefits terms (aka, dummy guide) and calculators for health and baby-related expenses.
The National Association of Personal Financial Advisors (NAPFA) is the leading professional association of fee-only financial advisors.
The American Bankers Association, the Financial Services Roundtable and the Consumer Bankers Association have gone to the Ninth Circuit Court of Appeals to try to stop a California law that restricts how they can use customer information.
SIFMA, a financial industry trade association, says it has 5, 490 people dealing with various subcommittees, almost all devoted to Dodd-Frankery.
Higher ed is taking the hint: More than 50 financial-engineering programs have sprung up, most in the last five years, according to the International Association of Financial Engineers.
The websites of the Certified Financial Planner Board of Standards (cfp.net) and the National Association of Personal Financial Advisors (napfa.org), have membership directories, listing hundreds of advisers in all parts of the country, that allow users to search by name or location.
Bookkeeping, accounting and auditing clerks handle the financial affairs of an association, like donations, costs of new fundraising programs and grant proposals.
The CFA Institute, a nonprofit association of financial analysts, also is working on new standards for presenting returns to retail clients, says an executive director there, Jonathan Boersma.
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The rules were issued by the National Association of Financial Market Institutional Investors, an industry body tasked with overseeing China's interbank bond market and backed by the central bank.
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