Consider the impact of computers on finance.

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But if that is to happen, many more of the entrepreneurs who are changing the rules of everything from computers to high finance will have to start applying their minds to the art of giving as well.

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The new guard who bought the Cirri may have lacked aviation pedigrees, but they were typically accomplished in fields outside aviation, including computers, software, high finance and real estate development.

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When consumers put more of their money in their savings accounts, the funds would be lent out to finance the production of factories, machines, computers and other forms of physical capital.

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There are several personal finance programs out there for mobile devices and desktop computers.

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Although capital spending as a whole is shrinking, investment in office equipment such as computers has been rising fast this year, which may point to growth in service businesses such as finance, accounting and information-technology firms.

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