"It sets expectations that might lead people to think they can afford something they can't, " says Robert Weinerman, senior director of college finance at College Coach, an admissions-consulting firm based in Watertown, Mass.

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Also with us is our regular money coach and personal finance expert, Alvin Hall.

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Our money coach, personal finance expert Alvin Hall, joined us from our New York bureau.

NPR: Lehman Brothers, Merrill Lynch: What Does It All Mean?

He left finance and became an assistant coach at Davidson in 1989.

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Stephen Pollan is an iconoclastic life coach and personal finance mentor.

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Now playing at the Bright Finance Stadium next to the Coach and Horses pub in Dronfield, Sheffield FC's senior side have recently won promotion to the Unibond League - the highest position in the club's history.

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Joining us to talk about that is TELL ME MORE money coach, personal-finance expert Alvin Hall.

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But the 43-year-old Enfield also did something extraordinary for a coach: He worked as a vice president of finance for a contract-management company.

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