Most ordinary Swiss still pay their bills by withdrawing money from a bank account, taking it to the post office and then (usually after queuing a little) filling in a payment form.

ECONOMIST: Direct debit

Have you ever been in the middle of filling out a form on a web page and you got called away from your computer, only to come back and discover the session had timed out and you had to fill out the form all over again from the beginning?

FORBES: 'The Next Steve Jobs' Strikes Again

You could make a mistake when filling in the application form which means that it could be returned to you for amendment.

BBC: NEWS | Business | Ask the expert: Switching Isas

Because it is an advertisement for Student Financial Aid Services Inc. a company that assists students in filling out the federal financial aid form.

FORBES: Financial Aid or Financial Fraud?

The answer has come, again, today in the form of the European Central Bank, reluctantly filling the gap between a single European currency and its very un-singular politics.

BBC: Euro crisis: What on earth does ECB do now?

Some of the problems facing the social work profession in particular had become clear - too much time taken up with form filling, a shortage of front-line staff and increasing caseloads.

BBC: Analysis: Less heat, more light on child protection

The Gurkha Veteran Centre, in Queens' Walk, is supported by the charity The Forgotten British Gurkhas and staffed by seven volunteer veterans who provide help and advice in a range of areas, including housing, benefits and form-filling.

BBC: Gurkha help for health services in Reading