Instead, she'd rather spend resources developing a product to fill another gap in the market.

CNN: STORY HIGHLIGHTS

The giant German bank emphasized that it would still have plenty of resources at its disposal to fill that hole in the event of such a downgrade.

WSJ: Downgrades Loom for Banks

This helps the organization allocate resources more efficiently, and also helps fill talent gaps more quickly.

FORBES: Executive Compensation: Before and After the IPO

With all the uncertainties about how the Co-op will fill the hole in Co-op Bank's capital resources, it seems unlikely that the PRA will remain quite so arms length.

BBC: Why didn't FSA block Co-op's planned expansion?

"Simon Thomas has spread so much confusion about the census that there is a real danger that Wales will miss out on scarce resources if peope believe his scare stories and refuse to fill their forms in, " he said.

BBC: Welsh 'hurt' by census omission

Although we may not have the resources to hire an executive search firm to conduct a nationwide search to fill the role, we can benefit from using a similar, disciplined approach to finding a financial advisor.

FORBES: How Bill Gates Hired His Investment Advisor