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The home-field advantage induces a systematic bias among financial regulators, especially on crucial issues and at crucial junctures.
FORBES: The Surprising Reason Why The Banks Always Win: The Home-Team Advantage
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However, if the flows of credit start to have a "home bias, " that could lead to an uneven playing field for international banks, Randolph warned.
FORBES: Magazine Article
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But I think it's really important for your listeners to understand that understanding how to measure these kinds of effects and how to design enforcement policies in a way where they were effective against crime but also incorporate perceptions and realities of racial bias into the enforcement mechanism - this is all relatively new stuff to the field of policing.
NPR: Shooting Strains Police-Community Ties in NYC