As people defer or fall behind on their payments, the total amount they owe grows as interest accrues.
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Still, there are risks to the bonds in an economic slowdown, should consumers fall behind on their loan repayments.
The private-label corner of the U.S. credit-card market is enjoying a resurgence as fewer Americans fall behind on their payments.
Tasks such as controlling stocks and making sure that indebted customers do not fall behind on payments are now largely automated.
As Americans stay unemployed for long stretches, they fall behind on card payments, get written off and have no access to new credit.
WSJ: Long-Term Unemployed Fall Out of Credit-Card Statistics
So if borrowers again fall behind on their payments, debt collectors can turn to their usual tools: letters, phone calls and lawsuits.
These IRS trust fund liability cases are serious, and the IRS likes to make examples of businesses that fall behind on payroll taxes.
Dave tells me the biggest hassle of owning apartments is not single mothers who fall behind on rent payments, as community activists would have you believe.
To be sure, calculating the financial impact is difficult because few card companies disclose how much revenue is derived from imposing fees and other penalties on customers who fall behind on their bills.
But credit regulations that took effect in 2010 limit what banks can charge in penalty fees and make it more difficult to boost rates in a hurry when borrowers fall behind on payments.
Three such cards have rates of nearly 30% for borrowers who fall behind on their payments, including the Marathon Platinum reward card and the Speedway SuperAmerica Platinum MasterCard, both issued by JPMorgan Chase, and the Citgo Preferred Visa, issued by Citigroup.
In the most extreme cases, paralysis sets in and we fall further behind on our investing goals.
It will come as no surprise to any American working mom that we fall far behind on all three.
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But Manuel Atienza, of the General Workers Union (UGT) said the strike will have more impact as it continues, because overloaded ground crews, even while complying with legally-mandated minimum services, will fall farther behind on tasks like baggage handling.
They were also concerned that Europe should not fall behind in research on chronic human ailments such as Alzheimer's.
And having a predictable amount to pay each month makes you less likely to fall behind or default on utility bills, says Jessica Patel, a personal-finance analyst at Bankrate.com.
Stop assuming that public finance will always fall behind and concentrate instead on how efficiently taxpayers' money is spent.
However, handsets from the likes of Apple, Samsung and HTC has seen the Blackberry fall way behind - blamed in part on its poor support for many of the most popular apps.
All things considered, brands that either fail to tap into digital tools or rely too heavily on them stand to fall behind the next wave of innovative retailers.
FORBES: The Future Of E-Commerce: Bridging The Online/Offline Gap
Europe continues to fall further behind the U.S. on broadband investment because it continues to pursue the uneconomic policy of socializing the benefits of broadband while privatizing the risks and costs of broadband.
Behind the fall: Baidu shares have dropped on worries that company is up against growing competitoin.
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Meanwhile, lurking behind all this is the massive fall on the stock markets due to the global slump in share prices.
Other children with dyslexia become discouraged early on and continue to fall further behind their peers, even if their IQs are high.
Italy's Prime Minister Mario Monti had this week been on a kind of momentum tour, trying to stoke up pressure on the Germans to fall in behind Mario Draghi's promise to act.
BBC: ECB's Draghi obliged to disappoint as Germany holds out
As usual, there is a lot going on behind the 70, 000 fall in the number of unemployed 18 to 24-year-olds.
Without a proper policy focus on these issues, guys will fall further behind.
The real reason behind the fall was the forced selling by the speculators who bought on margin near the recent swing top.
He blew an early break to fall a break behind himself, and had to save three set points on his own serve in the ninth game in order to keep the set alive.
"While match fixers use modern technology to carry out their activities, we are still using centuries-old laws and practices to fight this crime against the game of football and this makes us fall behind, " Mr. Noble told a conference in Kuala Lumpur on match-fixing.
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