The Fair Debt Collection Practices Act dictates how debt collectors can contact consumers behind on their bills.

WSJ: Consumers Cry Foul Over Debt Collectors

While this practice, when the debt collectors and debt buyers do it, violates the Fair Debt Collection Practices Act, many of them do it anyway.

FORBES: Many Consumer Bankruptcies Do More Harm Than Good

The piece focused on the huge increase in suits claiming Fair Debt Collection Practices Act (FDCPA) violations in Colorado and one particular attorney who seems to be driving that trend.

FORBES: Consumer Attorneys Have a Role in Clogging the Courts with Debt Cases

You misstate the Fair Debt Collection Practices Act.

FORBES: Many Consumer Bankruptcies Do More Harm Than Good