The aim was to break out of collateral-based lending, making no-collateral loans based on evaluation of various risk factors.

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Only after a comprehensive evaluation of all of these factors can you focus on specific campaigns and ideas.

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The credit bureaus that issue these scores have different evaluation systems, each based on different factors.

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Life-long training, networks of learning teachers, action research, community relations, evaluation and accountability: all these are crucial factors for making teachers who can provide their students with the most productive and successful settings for learning.

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We also released two reports, one from the Office of the Assistant Secretary for Planning and Evaluation (ASPE) that asses the underlying factors that lead to drug shortages and an FDA report on their role in monitoring, preventing, and responding to these shortages.

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So, if any of these risk factors is relevant to your son's situation, I'd take him to a child psychiatrist for an evaluation.

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