Is the setback Merck is facing on the heart drug vorapaxar the fault of Kenneth C.

FORBES: Defending Merck's CEO

"The earthquake in Haiti was a catastrophic setback to the Haitian people who are now facing tremendous emergency humanitarian and reconstruction needs, and meeting Haiti's financing needs will require a massive multilateral effort, " said Treasury Secretary Timothy Geithner.

BBC: G7 nations pledge debt relief for quake-hit Haiti

The setback is an ominous sign for an economy already facing a severe test in 2011, as the government's fiscal retrenchment moves from plans in Whitehall to reality on the ground.

ECONOMIST: The surprise fall in GDP

All of this puts the burden on homeowners to monitor their policies so they will be covered in a catastrophe without facing a financial setback.

WSJ: Getting Going: Insurance Deductibles Soar