Property damage claims were analyzed over a two-year period (from January 2009 to December 2010) to ensure the findings would not be impacted by externalinfluences such as weather or road construction.
Weather is caused by disturbances within the atmosphere, but climate is controlled by externalinfluences, such as the distribution of oceans and continents, the extent of ice and snow-cover, variations in the amount of energy from the sun, and changes in the chemical composition of the atmosphere.