At a Pioneer Institute event two years ago, Jonathan Gruber went as far as to say that the explicit purpose of the tax was meant to wean the country away from employer based insurance.
Household debt has doubled in the past five years, partly as a result of an explicit policy of encouraging the use of credit cards to cut down on cash-based transactions and fight tax evasion.
If banks benefit from permanent state protection against collapse, then perhaps we need to make explicit that there is a contract between banks and state that they should never ever take steps to reduce their tax burden.